In 1987, our founders had a vision of putting their money to work as a tool for building financially strong and culturally vibrant communities capable of growing their sown seeds of self-determination.
We have successfully carried out that vision since the 1980s, by connecting investors to communities, lending to nonprofits, small businesses, and cooperatives, and providing financial and real estate consulting to organizations that share our vision of sustainable communities and social, racial, and economic justice.
Since then we’ve invested more than $350 million to projects throughout California, impacting the lives of more than 1.5 million of our neighbors. Our lending and consulting services support organizations that provide affordable housing, equitable and sustainable access to healthy food, community arts, and critical social, medical and youth services.
We promote economic justice and alleviate poverty by increasing the financial resilience and sustainability of community-based nonprofits and enterprises. Through flexible financial products and sound advice, we create opportunities to make socially responsible investments that revitalize Northern and Central California communities.
We envision financially strong and culturally vibrant communities where each person has access to decent jobs, homes, health care, education, and economic opportunities. We work in partnership with individuals and organizations who share our vision of sustainable communities and social and economic justice.
Racial and Economic Equity
We recognize that a history of discriminatory financial practices and intentional disinvestment have contributed to a lack of economic progress in low-income communities and communities of color. Community Vision provides capital and technical assistance for communities that have been systemically disadvantaged to ensure fairness in opportunities, resources, and rights for everyone.
Client Service Focused
Humility and Respect
We recognize and engage each other’s strengths to achieve a shared vision or goal.
We are honest, accountable, and transparent with each other and our stakeholders. We value and practice sound ethical character and behavior.
We understand that no one knows your problem better than you do, and we believe that client input is integral to all solutions. Working together, we listen to your concerns and apply our experience and wisdom to tackle the financial challenges our clients face. You are our partner throughout the entire process.
Real Estate Consultant
Jacqueline Carlisle’s career has been shaped by her desire to help individuals and organizations identify, navigate and transcend structural wealth building barriers. She is a native Californian holding California and Arizona Real Estate Broker and Certified General Appraiser licences with over 25 years of property valuation and real estate sales experience. She has a demonstrated track record of providing critical leadership, including driving strategic efforts to increase the value of distressed properties and coordinate community centric profitable disposition. Alongside with her real estate experience Ms. Carlisle served as the Executive Director for a national HUD approved Housing Counseling Agency. During her tenure she helped to grow the organization from five branches to forty-one and successfully managed a network of two hundred housing counselors, throughout sixteen states. She has a consistent history of outperforming program goals and motivating teams to exceed targets.
She served as President of the California Association of Real Estate Brokers and was a Gubernatorial appointee to the California Department of Real Estate Advisory Commission. On the Advisory Commission she successfully introduced and advocated for Real Estate Practice as a required course for all licensing candidates. Her profile within the Housing and Real Estate industry testifies to her drive and commitment to leave a significant impact on organizations and in people's lives.
She holds a GRI (Graduate Realtor Institute) designation from the National Association of Realtors. She attended Golden Gate University with a business concentration and recently earned an Associates of Arts in Leadership and Ministry from Grace Christian University.
Senior Development Associate
Rob serves as a Senior Development Associate, where he is responsible for increasing resources for the organization and its partners in support of Community Vision's programs and operations. Through personal experience and historical observation, Rob believes that economic empowerment and community-based ownership of commercial and capital assets are vital to achieving true social equity, justice and community self-determination. Prior to joining Community Vision, Rob held positions in public education, philanthropy and public sector management. He holds a Master of Public Administration from the University of Pennsylvania Fels Institute of Government and a Bachelor of Arts in History from Morehouse College.
Salesforce Administrator and Business Analyst
Lending Operations Associate
Jasmine Vinson is an alumnus of California State University, Sacramento with a major in Sociology. She comes to Community Vision with over fifteen years of experience in banking and finance. While working in fintech, she was responsible for overseeing the development of the Customer Service department, creating policies in direct relation to loss mitigation and the training and development of new hires. In her leisure time, she enjoys traveling, cooking and listening to country music.
Terrance J. Dennis
Regulatory & Corporate Compliance Manager
Terrance Dennis is Community Vision’s inaugural Compliance Manager. He brings over eight years of experience providing his corporate and regulatory compliance expertise to the executive leadership of for-profit and non-profit healthcare organizations across the U.S that receive federal, insurance, or private funding. Mr. Dennis will obtain his Juris Doctorate from San Joaquin College of Law in the Spring of 2023 and holds his Master’s in Forensic Psychology and a Bachelor's in Criminology from California State University of Fresno.
Prior to joining Community Vision, Mr. Dennis spearheaded strategic initiatives to align corporate systems, internal processes, and controls with third-party regulatory obligations, specializing in conducting audits for forensic investigative purposes and minimizing the risk of litigation. Mr. Dennis has conducted organizational assessments, policy & procedure review and creation, and implemented key performance indicators to set corporate standards and process improvement systems for cross-functional teams and internal and external stakeholders.
Through creating streamlined workflow charts and business processes, Mr. Dennis aided organizations from start-ups, turnarounds, accelerated growth, realignment, and sustainability phases to ensure optimal functionality through eliminating corporate waste, performance improvement, quality assurance, quality improvement measures, and risk management, ultimately positively affecting an organization’s bottom line. Additionally, Mr. Dennis has aided organizations in due diligence, securing commercial real estate and private investor funding. Terrance served as a Division One student-athlete for the Fresno State Football team and enjoys spending time with family, going to the beach, and hiking!
Community Development Officer
I’m originally from Memphis TN, and graduated from a Historically Black College, Tennessee State
University, where I majored in broadcast communication. I just knew I was going to be the next Oprah!
Unfortunately, when I moved to Fresno, I was turned off by the cut-throat nature of the broadcast news
market. I quit my job with the local station, became the administrative assistant for a Small Business
Development Center (SBDC), and absolutely fell in love with economic development and helping
entrepreneurs achieve their dreams of business ownership. I was with the SBDC for 10 years and
eventually became the center’s Assistant Director.
After that, I went on to work for a commercial bank and two different CDFIs, including one that was
the largest in the country at one time. I’ve been a staple in the central valley and economic development
world for over 15 years.
As the Community development officer for Community Vision I hope to deepen Community Visions
relationships with minority-owned businesses and Minority led nonprofits, in the Central Valley, as well
as work closely with strategic partners in bringing awareness to issues facing entrepreneurs and
residents of color. Overall, I hope to help the community thrive by providing education, resources, and
Where can you find me when I’m not advocating and connecting with partners and small businesses?
I When I’m not hanging with my 17-year-old son, you can find me in some water as a mermaid! Whether
on one of my boats, my pool, or one of the many conventions, I attend. I’m also an AVID Bird lover. I
have roughly 75 birds ranging from small budgies to pheasants, to my Catalina Macaw named Tim, to
my 9 Adult peacocks! I’m also a motorcycle enthusiast and have a collection of 8 that I ride almost daily!
Board of Directors
Patricia GoPaul, Chair
John Chan, Treasurer
David Elsaesser, Secretary
Carolyn Johnson, At-Large
Central Valley Advisory Council
Select Client List
509 Cultural Center/The Luggage Store
ACCESS Women’s Health Justice
AIDS Housing Alliance/SF
Alameda Point Collaborative
Alliance for California Traditional Arts
Amador – Tuolumne Community Action Agency (ATCAA)
Anka Behavioral Health
Ann Martin Center
As You Sow
Asian Americans for Community Involvement of Santa Clara
Asian Pacific Islander Legal Outreach, fka Nihonmachi Legal Outreach
Axis Community Health
Baker Places, Inc.
Bayview Hunter’s Point Multipurpose Senior Services, Inc.
Bernal Heights Neighborhood Center
Bethel AME Church
Big Brothers Big Sisters of Central California
Booker T. Washington Community Services Center
Brava! for Women in the Arts
BRIDGE Housing Corporation
Build It Green
Causa Justa :: Just Cause
Center for New Music
Central American Resource Center (CARECEN)
Central City Hospitality House
Centro Binacional para el Desarrollo Indígena Oaxaqueño (CBDIO)
Children’s Creativity Museum
Christian Church Homes (CCH)
City of San Jose – Environmental Services Department (ESD)
City of San Pablo
Coastal Health Alliance
Community Arts Stabilization Trust (CAST)
Community Music Center
CompassPoint Nonprofit Services
Crescent City Harbor District
Crowded Fire Theater
Davis Street Family Resource Center
Destiny Arts Center
Drug Abuse Alternatives Center (DAAC)
East Bay Asian Local Development Corporation (EBALDC)
East Oakland Youth Development Center
Eastside Arts Alliance
Ed Roberts Campus
Family House Inc.
Family Violence Law Center
Farmworker Institute of Education and Leadership Development
First 5 Fresno County
First Place for Youth
Fresno Council on Child Abuse Prevention
Friends of Potrero Hill Nursery
Girls Inc of Alameda County
Golden Empire Affordable Housing, Inc.
Gray Area Foundation for the Arts (GAFFTA)
Habitat for Humanity Greater San Francisco
HealthRIGHT360 (fka Asian American Recovery Services)
Housing Consortium of the East Bay (HCEB)
Hub Bay Area
Innovative Development and Living Solutions of California (IDLS)
Instituto Familiar de la Raza
Intersection for the Arts
La Peña Cultural Center
Lao Family Community Development Inc.
Leveraging Investments in Creativity
Livingston Medical Group
MACLA/Movimiento de Arte y Cultura Latino Americana
McKinleyville Family Resource Center
Mental Health Association of San Francisco (MHASF)
Mercy Housing California
Mission Neighborhood Centers
Mutual Housing California
Napa Valley Community Housing (NVCH)
Neighborhood Housing Service of the East Bay
Neighborhood Housing Services -Silicon Valley
Neighborhood Thrift Store
North of Market Neighborhood Improvement Corporation
North of Market/Tenderloin Community Benefit Corporation
Northern California Indian Development Council
Oakland Asian Cultural Center
Office of Cultural Affairs, City of San Jose
Open Door Community Health
Options Recovery Services
Other Avenues Natural Food Cooperative
Placerville Natural Foods Co-op
Powerhouse Science Center
Queer Women of Color Media Arts Project (QWOCMAP)
Resources for Community Development (RCD)
Rosie the Riveter Trust
Sacramento Native American Health Center Inc
Sacramento Self Help Housing, Inc. (SSHH)
San Francisco Arts Education Project
San Francisco Jazz (SFJAZZ)
Satellite Affordable Housing Associates (SAHA)
Society of St. Vincent de Paul – Alameda
St. Anthony Foundation
Tenants and Owners Development Corporation (TODCO)
Tenderloin Neighborhood Development Corporation (TNDC)
The Cutting Ball Theater
Theatre Bay Area
Verge Center for the Arts
Wah Mei School
Walnut Avenue Women’s Center
West Contra Costa Youth Services Bureau
West Hills Community College
Women’s Audio Mission
Youth Art Exchange
Yu Ming Charter School
Zen Hospice Project
Richmond Neighborhood Housing Services