In 1987, our founders had a vision of putting their money to work as a tool for building financially strong and culturally vibrant communities capable of growing their sown seeds of self-determination.

We have successfully carried out that vision since the 1980s, by connecting investors to communities, lending to nonprofits, small businesses, and cooperatives, and providing financial and real estate consulting to organizations that share our vision of sustainable communities and social, racial, and economic justice.

Since then we’ve invested more than $350 million to projects throughout California, impacting the lives of more than 1.5 million of our neighbors. Our lending and consulting services support organizations that provide affordable housing, equitable and sustainable access to healthy food, community arts, and critical social, medical and youth services.


We promote economic justice and alleviate poverty by increasing the financial resilience and sustainability of community-based nonprofits and enterprises. Through flexible financial products and sound advice, we create opportunities to make socially responsible investments that revitalize Northern and Central California communities.


We envision financially strong and culturally vibrant communities where each person has access to decent jobs, homes, health care, education, and economic opportunities. We work in partnership with individuals and organizations who share our vision of sustainable communities and social and economic justice.

Conscious Investment

We deploy capital and knowledge that creates long-term systems change to power structures.


We use evaluation, reflection, and knowledge sharing to inform nimble and innovative approaches to solutions that achieve personal and organizational excellence.

Racial and Economic Equity

We recognize that a history of discriminatory financial practices and intentional disinvestment have contributed to a lack of economic progress in low-income communities and communities of color. Community Vision provides capital and technical assistance for communities that have been systemically disadvantaged to ensure fairness in opportunities, resources, and rights for everyone.

Client Service Focused

We are responsive and consistent in our interactions. Everything starts with our clients’ needs. We adapt our process and offerings accordingly.

Humility and Respect

We value the wealth of experience, insight, and culture rooted in the communities we work with.


We recognize and engage each other’s strengths to achieve a shared vision or goal.


We are honest, accountable, and transparent with each other and our stakeholders. We value and practice sound ethical character and behavior.

Our People

We understand that no one knows your problem better than you do, and we believe that client input is integral to all solutions. Working together, we listen to your concerns and apply our experience and wisdom to tackle the financial challenges our clients face. You are our partner throughout the entire process.


Taya Dennis : Salesforce Administrator and Business Analyst

Taya Dennis

Salesforce Administrator and Business Analyst

Taya comes to Community Vision with over 4 years of Salesforce Administration experience in the nonprofit space and a deep love of databases. Taya has a BS in Business Administration and has volunteered with various organizations including The Gubbio Project and SF Marin Food Bank.
Joi Eubanks : Community Development Officer

Joi Eubanks

Community Development Officer

I’m originally from Memphis TN, and graduated from a Historically Black College, Tennessee State
University, where I majored in broadcast communication. I just knew I was going to be the next Oprah!
Unfortunately, when I moved to Fresno, I was turned off by the cut-throat nature of the broadcast news
market. I quit my job with the local station, became the administrative assistant for a Small Business
Development Center (SBDC), and absolutely fell in love with economic development and helping
entrepreneurs achieve their dreams of business ownership. I was with the SBDC for 10 years and
eventually became the center’s Assistant Director.
After that, I went on to work for a commercial bank and two different CDFIs, including one that was
the largest in the country at one time. I’ve been a staple in the central valley and economic development
world for over 15 years.
As the Community development officer for Community Vision I hope to deepen Community Visions
relationships with minority-owned businesses and Minority led nonprofits, in the Central Valley, as well
as work closely with strategic partners in bringing awareness to issues facing entrepreneurs and
residents of color. Overall, I hope to help the community thrive by providing education, resources, and
business assistance.

Where can you find me when I’m not advocating and connecting with partners and small businesses?
I When I’m not hanging with my 17-year-old son, you can find me in some water as a mermaid! Whether
on one of my boats, my pool, or one of the many conventions, I attend. I’m also an AVID Bird lover. I
have roughly 75 birds ranging from small budgies to pheasants, to my Catalina Macaw named Tim, to
my 9 Adult peacocks! I’m also a motorcycle enthusiast and have a collection of 8 that I ride almost daily!
Rob Morgan : Senior Development Associate

Rob Morgan

Senior Development Associate

Rob serves as a Senior Development Associate, where he is responsible for increasing resources for the organization and its partners in support of Community Vision's programs and operations. Through personal experience and historical observation, Rob believes that economic empowerment and community-based ownership of commercial and capital assets are vital to achieving true social equity, justice and community self-determination. Prior to joining Community Vision, Rob held positions in public education, philanthropy and public sector management. He holds a Master of Public Administration from the University of Pennsylvania Fels Institute of Government and a Bachelor of Arts in History from Morehouse College.
Terrance J. Dennis : Director of Compliance

Terrance J. Dennis

Director of Compliance

Terrance Dennis is Community Vision’s inaugural Compliance Manager. He brings over eight years of experience providing his corporate and regulatory compliance expertise to the executive leadership of for-profit and non-profit healthcare organizations across the U.S that receive federal, insurance, or private funding. Mr. Dennis will obtain his Juris Doctorate from San Joaquin College of Law in the Spring of 2023 and holds his Master’s in Forensic Psychology and a Bachelor's in Criminology from California State University of Fresno.

Prior to joining Community Vision, Mr. Dennis spearheaded strategic initiatives to align corporate systems, internal processes, and controls with third-party regulatory obligations, specializing in conducting audits for forensic investigative purposes and minimizing the risk of litigation. Mr. Dennis has conducted organizational assessments, policy & procedure review and creation, and implemented key performance indicators to set corporate standards and process improvement systems for cross-functional teams and internal and external stakeholders.

Through creating streamlined workflow charts and business processes, Mr. Dennis aided organizations from start-ups, turnarounds, accelerated growth, realignment, and sustainability phases to ensure optimal functionality through eliminating corporate waste, performance improvement, quality assurance, quality improvement measures, and risk management, ultimately positively affecting an organization’s bottom line. Additionally, Mr. Dennis has aided organizations in due diligence, securing commercial real estate and private investor funding. Terrance served as a Division One student-athlete for the Fresno State Football team and enjoys spending time with family, going to the beach, and hiking!
Vincent Yu : Loan Administrator/Accountant

Vincent Yu

Loan Administrator/Accountant

I have recently joined CV on 01/09/23. My responsibilities are managing and monitoring outstanding loans in the TEA system. Assist the accounting team with monthly transactions that are related to loan portfolio, NMTCs, financial statements and other reporting. I earned a BS degree in accounting from San Francisco State University. Before joining CV, I worked for as Accounts Payable Supervisor & Payroll and JFCS non-profit as Staff Accountant.
Jasmine Vinson : Lending Operations Associate

Jasmine Vinson

Lending Operations Associate

Jasmine Vinson is an alumnus of California State University, Sacramento with a major in Sociology. She comes to Community Vision with over fifteen years of experience in banking and finance. While working in fintech, she was responsible for overseeing the development of the Customer Service department, creating policies in direct relation to loss mitigation and the training and development of new hires. In her leisure time, she enjoys traveling, cooking and listening to country music.

Board of Directors

Patricia GoPaul, Chair
John Chan, Treasurer
David Elsaesser, Secretary
Carolyn Johnson, At-Large
Anita Addison
Pamela Merchant
Andy Madeira
Luisa Medina
Bryan Ignozzi
Nikki Beasley
Luis Rodriguez

Central Valley Advisory Council

John Chan

Arthur Dyson

Caroline Farrell

Sabrina Kelley

Luisa Medina

Daniel O’Connell

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